Ways to manage your money
1. Create a Budget
2. Prioritise Essential Spending
3. Cut Down on Non-Essential Spending
4. Use Student Discounts and Freebies
5. Avoid Impulse Buying
6. Use Cashback and Rewards Apps
7. Keep Track of Bills and Deadlines
8. Find Ways to Earn Extra Cash
9. Use a Prepaid Card or Cash Envelope System
10. Build an Emergency Fund
11. Apply for Financial Aid and Grants
12. Minimise Debt
13. Review Your Financial Goals Regularly
14. Take Advantage of Free Financial Advice
Sources: YoungScot; Mind; UCAS
For more information
- MoneySavingExpert (MSE): www.moneysavingexpert.com
- The Money Advice Service: www.moneyhelper.org.uk
- StepChange Debt Charity: www.stepchange.org
- Citizens Advice: www.citizensadvice.org.uk
- National Debtline: www.nationaldebtline.org
- Turn2Us: www.turn2us.org.uk
- The Money Charity: www.themoneycharity.org.uk
- Budgeting for Students – UCAS: www.ucas.com