Ways to manage your money

1. Create a Budget

2. Prioritise Essential Spending

3. Cut Down on Non-Essential Spending

4. Use Student Discounts and Freebies

5. Avoid Impulse Buying

6. Use Cashback and Rewards Apps

7. Keep Track of Bills and Deadlines

8. Find Ways to Earn Extra Cash

9. Use a Prepaid Card or Cash Envelope System

10. Build an Emergency Fund

11. Apply for Financial Aid and Grants

12. Minimise Debt

13. Review Your Financial Goals Regularly

14. Take Advantage of Free Financial Advice

Sources: YoungScot; Mind; UCAS

For more information

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